ESOP Insourcing is the only ESOP service provider that includes an annual repurchase obligation analysis in the administration process.

  

 

TERMS AND CONDITIONS 

Please read these Terms and Conditions carefully before using the website.  By using this
website you give your consent to these Terms and Conditions.  If you do not agree to the
Terms and Conditions, please do not use the website.  If you use this website or return at
a later time to this website, you agree to be bound by these Terms and Conditions.  The
Terms and Conditions then become an Agreement between you and ESOP Insourcing
LLC. 

ESOP Insourcing LLC reserves the right to modify these Terms and Conditions at any
time.  Such modification shall be effective upon posting to the ESOP Insourcing LLC
website. Please review these Terms and Conditions often in order to keep yourself
informed of any changes.  You agree by use of this website to be bound by any
modifications to these Terms and Conditions.

This website is provided by ESOP Insourcing LLC.  You may not copy, reproduce,
republish, upload, post, transmit, display, sell or distribute in any way the contents of this
website without written permission from ESOP Insourcing LLC.  Any use for educational
purposes requires prior written permission.

Proprietary Rights

All content contained on this website, including but not limited to text, graphics, forms,
logos, data, photographs, videos, typefaces, html code or other proprietary information is
protected by copyrights, trademarks, service marks, patents, trade secret or other
proprietary rights and laws.  Such proprietary information is protected by United States
and other International Laws.  All trademarks, service marks, trade names, logos,
copyrights, trade secrets and patents (collectively, the 'Intellectual Property') are the sole
property of ESOP Insourcing LLC.  Nothing contained in this website should be
construed as granting any license or right to use any such Intellectual Property without
written permission of ESOP Insourcing LLC or such third party that may own the
Intellectual Property displayed. Should you decide to post any information, data and/or
content to the website, you grant to ESOP Insourcing LLC and to users of the website a
nonexclusive, perpetual, irrevocable, paid-in-full worldwide license to copy, use,
distribute, publicly display and publicly perform such information, data and/or content as
well as to prepare derivative works from or to incorporate such information, data and/or
content into other works.  You also grant the right to sublicense such information, data
and/or content to ESOP Insourcing LLC. You represent and warrant that you own or have
licensed the rights to use any information, data and/or content that you contribute to this
website, that you have the rights to post such information on the website, and that you
have the right to grant to ESOP Insourcing LLC and to the users of the website such
rights.
 
Disclaimers

The information you obtain at this site is not, and is not intended to be legal advice,
financial advice, tax advice or other professional advice.  Consult an attorney, a financial
consultant, and/or a tax professional or other appropriate professional for advice tailored
to your specific situation.  All users of the ESOP Insourcing LLC website expressly agree
that use of the website and links are at the users' sole risk. Neither ESOP Insourcing LLC
nor any party involved in creating, producing, delivering or maintaining the website is
liable for any direct, indirect, consequential or punitive damages arising out of your
access to, or use of, the website. This website and the content available through it are
provided on an "as is" and "as available" basis.

ESOP INSOURCING LLC MAKES NO EXPRESS OR IMPLIED
REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY,
RELIABILITY OR COMPLETENESS OF THE INFORMATION PROVIDED IN OR
THROUGH THIS WEBSITE, INCLUDING ANY LINKS OR ANY OTHER
CONTENT USED DIRECTLY OR INDIRECTLY FROM THIS WEBSITE.   ESOP
INSOURCING LLC DOES NOT WARRANT THAT ANY CONTENT WILL MEET
ANY PARTICULAR STANDARD OF QUALITY OR PERFORMANCE OR THAT IT
WILL BE WITHOUT ERROR OR FREE FROM VIRUSES OR OTHER
DESTRUCTIVE ELEMENTS.  ESOP INSOURCING LLC EXPRESSLY DISCLAIMS
ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTY OF
MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-
INFRINGEMENT, COMPATIBILITY, SECURITY AND ACCURACY.  SOME
STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN
WARRANTIES OR CONDITIONS, SO THE ABOVE MAY NOT APPLY TO YOU.

All users understand and expressly agree that any use of this website, including all
content, data or software distributed by, downloaded, accessed or otherwise obtained
from or through the website is at your sole risk; and that the user will be solely
responsible for any damage to the user's business, to the user's computer system or other
property, loss of data or any other loss that results from the download of such material,
images, video, audio or data.  ESOP Insourcing LLC will not be liable for viruses or any
other damaging material and/or data downloaded from or through this website.

ESOP Insourcing LLC has provided information sources on this website.  Many
contributors have provided information.  ESOP Insourcing LLC expects the information
to be helpful but ESOP Insourcing LLC does not make any warranty or guarantee as to
the results that may be obtained, or as to the dependability, accuracy, reliability or
timeliness of any information.  The information sources are provided on the basis that
ESOP Insourcing LLC is not liable or responsible for the content.

Provision of Information or Errors

The information provided by ESOP Insourcing LLC on this website is believed to be
accurate.  However, typographical errors, technical inaccuracies or other errors may
occur. Changes may have occurred regarding any particular data.  If inaccurate or
inappropriate information is brought to the attention of ESOP Insourcing LLC,
reasonable efforts will be made to remedy or remove information.  No one can guarantee
to prevent all unauthorized tampering with a website, despite reasonable efforts to do so. 
Therefore, ESOP Insourcing LLC does not warrant that the website content and materials
will be free of error, and is not liable for such errors.

Responsible Communication

ESOP Insourcing LLC is not responsible for any material that you transmit to or post on
this website and is not liable for that material.  You are solely responsible for the
information and/ or content that you in any manner communicate to, on, or through the
website, or that you transmit to other users of the website. You may not communicate
unlawful, libelous, defamatory, violent, abusive, vulgar, harassing, pornographic,
obscene, lewd, sexually explicit, profane, indecent, or otherwise objectionable or
inappropriate information or material which is defined as such in the sole discretion of
ESOP Insourcing LLC.  ESOP Insourcing LLC reserves the right to remove any
information or material from the website, and may restrict, suspend or terminate your
access to the website at any time for any reason with or without notice.  ESOP Insourcing
LLC shall do so without liability.  ESOP Insourcing LLC has no obligation to monitor
blogs, discussion boards or third party products. ESOP Insourcing LLC is not liable for
any inappropriate, inaccurate or offensive material, services, information or products that
may be posted on the website.  You represent and warrant that any information that you
provide is truthful and accurate.  If at any time, information you have provided becomes
inaccurate, misleading or false, you will immediately notify ESOP Insourcing LLC.  You
represent and warrant that you will not advertise to or solicit other users of this website. 
You represent and warrant that you will not send spam, junk email, unsolicited messages
or chain letters to other users of this website. You agree that you will not use this website
or information in connection with this website for contests, surveys, pyramid or multi-
level marketing, distributorships or club memberships.  You agree that you will not post
any false or misleading information about you, your company and your services.  You
agree that you will not misrepresent your company, your services or yourself, including
but not limited to, creating a false identity.  You are solely responsible for any contact
with other users of this website.  You agree that you will not restrict or inhibit any user
from use of this website.  You agree that you will not tamper with or delete the postings
of other users. You agree that you will not do anything that would cause an unreasonable
load on the website's infrastructure.  You agree to conform to all applicable local, state,
national and international laws and regulations, including but not limited to United States
export control laws.

You assume all risks regarding any blogging services associated with this website.  Be
cautious and discrete with any information that you post to a blog, since anything posted
on any blog may be misused.  Check with your employer regarding their blogging policy
since your blogging activities may be subject to such a policy.  Some employer policies
extend to an employee's private blogs.  By using any blog associated with this website
you represent that you have a right to use the blog and are in conformance with any
employer policies.  By using any blog associated with this website you also represent that
you are not divulging any proprietary or other information that does not belong to you. 
You also represent and warrant that any information you post does not violate any
copyrights, trademarks, trade secrets, patents or other intellectual property rights, contract
rights, privacy rights, publicity rights, or any other rights or law. You also agree to pay
for all fees, licensing fees, royalty fees, or any other fees for any claim that arises out of
any information or content posted by you to or through the ESOP Insourcing LLC
website or services.

Registration and Password

Passwords are to remain confidential. You are responsible for maintaining the
confidentiality of your password. You are also responsible for all uses of your registration
and your login.  You are responsible for the use of your password, registration, login and
account, whether or not such uses were authorized or unauthorized by you. You agree to
immediately notify ESOP Insourcing LLC should you suspect any unauthorized or
suspected use of your account, password, registration or login.

Content

Statements, opinions, advice, information or content found on the website should not be
relied upon. ESOP INSOURCING LLC DOES NOT GUARANTEE THE ACCURACY,
OR USEFULNESS OF ANY INFORMATION ON THE WEBSITE.  INFORMATION
FOUND ON THE WEBSITE MAY NOT BE COMPLETE OR MAY NOT APPLY TO
YOUR SPECIFIC SITUATION. ESOP INSOURCING LLC SHALL UNDER NO
CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OR DAMAGE
RESULTING FROM ANYONE'S RELIANCE ON INFORMATION OR OTHER
CONTENT FOUND ON THE WEBSITE, POSTED ON THE WEBLOG OR
TRANSMITTED TO OR BY USERS OF THE WEBSITE. 

Links to other Websites

This website may contain links to other sites.  These websites may be operated by third
parties other than ESOP Insourcing LLC and are provided for your convenience only. 
ESOP Insourcing LLC does not control third party websites and is not responsible for
their content.  ESOP Insourcing LLC is not responsible for the practices employed by
other websites.  The third party websites have not agreed to ESOP Insourcing LLC's
Terms and Conditions, or to a Privacy Policy.  The fact that the website may contain links
to other websites does not mean that ESOP Insourcing LLC approves of, endorses or
recommends those sites, nor does it imply any affiliation or association with those
websites.  If you decide to visit a linked website you do so at your own risk.  It is your
responsibility to take all protective measures to guard against viruses or other destructive
elements.  ESOP Insourcing LLC encourages you to seek information on each website
that you decide to visit regarding their Terms of Use and Privacy Policy.  ESOP
Insourcing LLC disclaims all warranties, express or implied, as to the accuracy, legality,
reliability or validity of any content on any other site and disclaims all responsibility for
any loss, injury, claim, liability or damage of any kind resulting from any third party
websites or content in the third party websites directly or indirectly accessed through
links on this website.  

Links from other Websites

All links to this website must be approved in writing by ESOP Insourcing LLC.

Limitation of Liability

YOU EXPREESSLY AGREE THAT USE OF THIS WEBSITE IS AT YOUR OWN
RISK.  UNDER NO CIRCUMSTANCES, INCLUDING, WITHOUT LIMITATION,
NEGLIGIENCE, SHALL ESOP INSOURCING LLC OR ITS AFFILIATES,
OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS OR ANY OTHER
PARTY INVOLVED IN THE CREATION, PRODUCTION,  DELIVERY OR
MAINTENANCE OF THE CONTENT OF THIS WEBSITE BE LIABLE FOR ANY
DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY
OR PUNITIVE DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER
(INCLUDING, WITHOUT LIMITATION, ATTORNEYS' FEES) ARISING OUT OF
OR IN CONNECTION WITH THE USE OF OR THE INABILITY TO USE THIS SITE
OR ANY CONTENT CONTAINED OR PROVIDED ON THE SITE ON ANY
THEORY OF LIABILITY, OR REGARDING THE SECURITY OF PERSONAL
DATA OR OTHER INFORMATION TRANSMITTED OR NOT TRANSMITTED,
INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE,
DATA OR OTHER INTANGIBLES, EVEN IF ESOP INSOURCING LLC HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  UNDER NO
CIRCUMSTANCES SHALL ESOP INSOURCING LLC BE LIABLE TO YOU FOR
ANY DAMAGES, LOSSES, OR CAUSES OF ACTION, (WHETHER IN CONTRACT
OR IN TORT, INCLUDING WITHOUT LIMITATION NEGLIGENCE OR
OTHERWISE).  SOME STATES DO NOT ALLOW THE LIMITATION OR
EXCLUSION OF LIABILITY FOR INDIRECT, INCIDENTAL OR
CONSEQUENTIAL DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY
NOT APPLY TO YOU.

Indemnification

You agree to defend, indemnify, and hold ESOP Insourcing LLC and its affiliates,
subsidiaries, parents, and their respective employees, agents, contractors, officers,
directors, successors and assigns harmless from all liabilities, suits, claims, damages,
demands, losses, causes of action, judgments and expenses, including attorneys fees and
costs, made by user or any third party due to or arising out of user's use of the website
that arise from user's use or misuse of this website or any information contained or
provided therein, or arising out of your violation of these Terms and Conditions, or any
third-party's rights, including but not limited to infringement of any copyright,
trademark, patent, trade secret or other proprietary right or invasion of any privacy rights.

User Conduct

Users of this website agree not to disrupt, interfere or abuse the website, servers, or
networks connected to or accessible through the website or affiliated or linked websites. 
Users agree not to disrupt, interfere or abuse the security of the website, or any accounts,
services or system resources or any other user's enjoyment of the website.  Users agree
not to upload post or transmit through or on this website any viruses or other harmful,
disruptive or destructive files.

Choice of Law

These Terms and Conditions shall be governed by the laws of the State of Wisconsin,
without regard to Wisconsin's conflict of laws rules.  By accessing this website you agree
that Wisconsin courts shall have exclusive jurisdiction over all claims and actions arising
out of your use of this website or relating to these Terms and Conditions and you agree to
submit to the exercise of personal jurisdiction of such courts, specifically the State of
Wisconsin Circuit Court in Outagamie County and the Federal Court in Madison,
Wisconsin.

IRS Rules:  Circular 230 Disclosure

Nothing found on this website, or in any communication from ESOP Insourcing LLC,
including any attachments,  is intended or written to be used, and cannot be used by any
taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer, or
for promoting, marketing or recommending to another party any matters addressed
herein. Such communications include but are not limited to emails or other electronic
communications, letters, memoranda, faxes and other written correspondence.

Privacy Policy

ESOP Insourcing LLC values your privacy. ESOP Insourcing LLC will collect email
addresses and other information provided by you when you contact ESOP Insourcing
LLC.  An email address, physical address or your name is information that personally
identifies you.  If you provide such information, it may be used by ESOP Insourcing
LLC, but will not be sold or disclosed to any third party, unless you have given your
consent to do so, with the exception of the following:  personal information will not be
disclosed to third parties unless such disclosure is necessary for certain legal
requirements including but not limited to a response to a search warrant, subpoena or
other legal process; to protect users of the website or members of the general public; to
protect ESOP Insourcing LLC;  to enforce the Terms and Condition, to enforce the
Privacy Policy; whether or not required by law. 

Whenever you visit a website, your browser makes certain information available.  Such
information is not personal, but is non-personal identifying information, such as your
browser type, browser language, date and time of your visit to the site, your Internet
Protocol address and cookies that may identify your browser.  This information may be
used internally by ESOP Insourcing LLC to improve and develop the website. It is not
provided to third parties. When you first visit a website, a cookie is sent to your
computer.  The cookie identifies your browser. Cookies are used to inform ESOP
Insourcing LLC about usage of and traffic on the website.  It is possible to set up your
browser to accept or reject all or some cookies, or to indicate to you when a cookie is
being sent.  Please be aware that cookies may need to be enabled in order to fully use the
website.  ESOP Insourcing LLC may allow third party advertisers on the website.  In that
case, any advertiser's use of cookies is subject to the advertiser's own Privacy Policy,
Terms & Conditions or other Policy on that advertiser's website.  ESOP Insourcing LLC
encourages you to inform yourself regarding the advertisers' policies.  ESOP Insourcing
LLC exercises no control over any links to the website.  Other linked sites may place
their cookies on your computer.  They may also collect data or personal information. 
ESOP Insourcing LLC encourages you to inform yourself regarding the policies of any
linked websites, as you will be subject to their own privacy and other policies.  Please be
informed that whenever you voluntarily post information on a website, what you write or
send can be accessed by anyone and may be used to send you unsolicited
communications.

If a successor in interest obtains rights to ESOP Insourcing LLC or rights to this website
ESOP Insourcing LLC reserves the right to transfer personal information to that
successor.

Other

These Terms and Conditions constitute the entire agreement between you and ESOP
Insourcing LLC regarding this website.  If any provision in these Terms and Conditions
is held invalid or unenforceable for any reason, then that portion shall be deemed
severable from, and shall not effect the validity or enforceability of the remaining
provisions.

ESOP Insourcing LLC may at any time revise these Terms and Conditions and update
this page without notice.  Users of the website are bound by these revisions and should
visit this page periodically to review the Terms and Conditions to which users are bound.

Last Revised March 2007

Terms and Conditions

Please call us with questions at 1-800-837-3112 or email us at esop@esopinsourcing.com

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